TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the…
When criminal records follow people forever, families struggle, employers lose workers, and communities lose productive citizens. Federal law offers almost no path to redemption, even though second chances strengthen public…
Texas governments received $84.3 billion in federal funding in 2023, raising concerns over financial dependency and regulatory consequences. Creating an Office of State Sovereignty to monitor the application, receipt, and…
Key points: Changing legal images of the family, constitutional disputes, and state overreach threaten parental rights as a broad, actionable claim of parents over the direction of their child’s life. The Due Process Clause…
In 2013, the Obama Administration offered “Housing First” as the means to end homelessness in 10 years. Over a decade later, homelessness is more prevalent than ever, and taxpayers have been financing ever-increasing funding…
Key points: Texas schools have acquired millions of one-to-one devices for use as educational technology. These devices are used for instruction, practice, assessment, and independent study. Significant evidence suggests that…
The current state of local government bureaucracy and regulation has led to swelling budgets. This places an increasing tax burden on Texans in a time where affordability across nearly every sector is a major issue. Key…
Key Points As hospitals and insurance systems have consolidated, patients have faced rising costs and narrower choices, while physicians have lost independence, and control has shifted to a handful of large corporate systems.…
Key Points HIPAA protects institutions, not information. Once health data leaves a covered entity for an app, vendor, or broker, federal protection ends, and Texas law leaves that gap open. The interest at stake is not only…
Texas’s rapidly growing population requires new infrastructure and improvements, which oftentimes come at great expense. To fund these projects, local officials often impose impact fees on new development—but their use comes…
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